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Funding Solutions

Merchant Cash Advance

Short-term working capital that moves with your sales.
A Merchant Cash Advance is not a loan. A funder advances you a lump sum today in exchange for a share of your future sales, repaid in small daily or weekly amounts until the agreed total is reached. It suits short, specific needs, like stocking up before a busy season or bridging a slow month.

Because it is unsecured and quick to arrange, it costs more than a bank loan, so we show you the full payback in writing before you decide. Your offer depends on revenue, time in business, credit profile and industry.

Equipment Financing

Leverage your equipment to unlock the capital you need.
Equipment financing offers a fast, straightforward way to fund up to 100% of your equipment’s value while preserving cash flow. You can also use our tax calculator to estimate savings, first-year depreciation, and potential deductions.

Rates are influenced by the age and condition of the equipment, its resale value, your credit profile, and your ability to repay. Creating a financing structure tailored to your business.

Line of Credit

Fast decisions. Instant access. Total flexibility.
A business line of credit gives you a set amount of funding you can tap into whenever you need it, and repay on your own schedule. As you pay it down, the funds become available again, creating a revolving, reusable source of working capital without the need to reapply.

This is an excellent, low-rate option for business owners with a 600+ FICO and at least $25,000 in monthly revenue, offering flexibility, speed, and control all in one solution.

Mortgage/HELOC

Shape your real estate strategy with financing that works for you.
Whether you’re purchasing or refinancing commercial property, the right mortgage can drive real growth. Rates depend on the property’s security, loan term, loan-to-value, and your credit profile.

If the property produces income, financing becomes easier — especially for mixed-use spaces that combine business and residential tenants.

With the right structure, your property can lower costs, improve cash flow, and strengthen your overall financial position.

SBA Loans

Flexible, Low-Cost Financing for Small Businesses.
The SBA offers affordable loans with flexible terms ranging from 5 to 25 years, available for real estate, equipment purchases, or working capital needs.

Eligibility depends on credit, time in business, and financial health.

Most Popular SBA Programs

● SBA 7(a) – General use: working capital, equipment, real estate.

● SBA 504 – Real estate and major equipment purchases.

● SBA Microloan – Up to $50K for small or early-stag

● SBA Express – Faster approvals, up to $500K.

Term Loan

Predictable monthly payments. Long-term stability.
Term loans offer structured, fixed monthly repayments. Ideal for businesses seeking stability and competitive rates. Well-qualified borrowers can secure rates between 7.9% and 24.99%, depending on industry, intended use of funds, credit strength, and overall financial performance.

The approval process is more detailed than other funding options and typically takes 2–3 weeks, but the result is a reliable, long-term financing solution built to support sustainable growth

Factoring

Turn outstanding invoices into immediate cash flow.
If you’ve already delivered the work but are still waiting to get paid, factoring lets you access those funds right now. Instead of waiting on customer payment cycles, you receive an advance secured by your invoices.

Rates are determined by your customer’s creditworthiness and the time remaining until the invoice is due, creating a simple and efficient way to keep your cash flow steady.

P.O. Financing

Unlock the capital to fulfill large purchase orders without taking on debt.
Purchase Order Financing allows you to leverage confirmed purchase orders to obtain the funds needed to fulfill them. A third party advances the required amount, and rates are based on the strength of the order, the duration of the funding, and your credit profile.

The funding can be used exclusively to complete the order, but because this is not a loan, no debt is added to your balance sheet. It’s an efficient way to support one-time large transactions or scale with growing demand. All while keeping your operations moving smoothly