Revolving Line of Credit (LOC)
Flexible, on-demand access to capital whenever your business needs it.
Flexible, on-demand access to capital whenever your business needs it. A revolving Line of Credit gives your business ready liquidity without long wait times or heavy paperwork.
As you pay down the principal, your available credit automatically replenishes, giving you ongoing access to working capital at competitive rates.
Perfect for managing cash flow, covering unexpected expenses, or taking advantage of new opportunities, all with the confidence of having funds ready when you need them.
What Determines Your Offer
- Credit score & credit profile
- Time in business
- Average monthly revenue
- Industry type
Required Documents
- 3–6 months of bank statements or secure bank-linking
- Simple application with basic business details
- Driver’s license
- Voided check
Questions to Consider
- Do you currently have other advances or business debt?
- What is the intended use of funds?
- How quickly do you need capital?
Good to Know
- Businesses with low credit, limited financial history, or less than one year in operation may still qualify
- Existing advances may be consolidated to reduce payments and improve cash flow
- Minimal paperwork + same-day decisions on complete files make this one of the fastest funding methods available
- At 50% repayment, your business may qualify for additional funding
- A great option for businesses generating $10,000+ monthly revenue with 6+ months in business
How It Works
- Designed for businesses earning $20,000+ per month with 600+ FICO owners
- Competitive rates ranging from 4.8%–24.99%
- Fixed repayment schedules: weekly or monthly
- Terms available for 6, 12, or 18 months
- Credit replenishes as you pay down the balance
- Credit lines up to $400,000
- Fast decisions, with potential credit-limit increases based on strong repayment history